Does Santa retire, does he have a long-term financial plan, after the wave of changes in recent years? Is he still investing the money at the North Pole? Does he have a diversified portfolio, has he attended financial education courses? How does he have enough money, even in times of inflation, for the whole list …
Financial education, a gift for you under the tree? Read More »
Here we are in December! A year felt fast-forward, with financial decisions to manage and holidays as ads would say… NOT TO BE MISSED, not even this year! 🙂 But what do we do when a simple, deeply religious celebration becomes extremely commercial, leading to unfounded expenses and so much consumerism? From year to year, …
A different kind of Christmas – Let me check twice…your holidays financial decisions! Read More »
Fashion trends, food trends… health trends, and financial trends in 2023?! Associating the word trend with our finances may seem strange to say the least. Financial Trends 2023 comes to emphasize once again the need and importance of careful budgeting of our expenses, the need to save, and the importance of starting an investment portfolio. …
Financial Trends 2023 for personal finance stability Read More »
Vacation plans, life plans, school plans, but how are we doing when it comes to financial plans? They are the ones that can positively impact all financial well-being or, on the contrary, affect long-term well-being. Let’s talk of 10 benefits of a financial plan. Have you ever thought, “What are the real benefits of a …
Returning from holidays, starting school, and back to the office come together, with a new dynamic and with pressure on the budget for each family. To rebalance your budget after the holidays can be a real challenge. Not to mention that by magic in 3 months we have a new ‘’joy for our finances’’: the …
Rebalance your budget after the holidays – Autumn financial tips Read More »
Are money worries keeping you up at night? If so, you’re not alone…and don’t forget…if incomes increase, financial fears certainly don’t decrease. When it comes to finances, it seems Americans are the most worried- a new survey by GoBankingRates. As we relate a lot to the news from across the Ocean this time a study …
The biggest financial fears – how do we combat them? Read More »
Time, money, happiness – we want them all, but no matter how hard we work for them, the simple connection that holds them together brings dilemmas at any age and financial status.Are we dancing on a long-term tightrope in terms of money, time, and happiness, or do we need knee pads and elbow pads when …
We somehow feel the pressure of holiday costs in 2022 especially if we relate to inflation. Compared to pre-pandemic travels, some spending has exploded this summer. However, a financially wise trip can still be quite affordable if the savings for this area have been coached. Let’s talk about the travel budget and the effects of …
Holidays – Between inflation and the pleasure of traveling Read More »
Dear Mr. Constantinescu … that’s how I started my day on April 21, 2022. I was going to find out something that no traveler wants to know the day before going on vacation. The flight had been canceled. I was going to reconfirm that the financial couple made by unforeseen expenses &emergency fund is a …
Unexpected expenses on holidays? Call for the emergency fund Read More »
Money management skills lay the foundation for lifelong success. The path to financial literacy in children should start early and should start with you as a parent. With you as a family. Financial wisdom comes step by step and settles well over time. We were deprived of the best premises as a generation. Our parents …
Financial education for children. Where it starts? Read More »
